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Pensions in Canada From Wikipedia, the free encyclopedia Pensions in Canada can be public, private, and collective, or come from individual savings. The Canada Pension Plan (CPP) forms the basic state pension system. All those employed aged 18 or older must contribute a portion of their income to a pension plan.
A registered retirement savings plan ( RRSP) ( French: régime enregistré d'épargne-retraite, REER ), or retirement savings plan ( RSP ), is a type of financial account in Canada for holding savings and investment assets. RRSPs have various tax advantages compared to investing outside of tax-preferred accounts.
Other parts of Canada's retirement system are private pensions, either employer-sponsored or from tax-deferred individual savings (known in Canada as a Registered Retirement Savings Plan ). As of September 2017, the CPP Investment Board manages over C$ 328.2 billion in investment assets for the Canada Pension Plan on behalf of 20 million Canadians.
A locked-in retirement account (LIRA) or locked-in retirement savings plan (LRSP) is a Canadian investment account designed specifically to hold locked-in pension funds for former registered pension plan (RPP) members, former spouses or common-law partners, or surviving spouses or partners.
An individual retirement account ( IRA) in the United States is a form of pension provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.
This is a list of publicly-traded and private real estate investment trusts (REITs) in Canada. Current REITs Former REITs Legacy Hotels REIT Retirement Residences REIT (now Revera) References ^ "Canadian REITs | REIT REPORT". Retrieved 2021-06-13. ^ "H&R REIT - Portfolio". H&R REIT. Retrieved 2021-06-12. Categories:
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